PM Awas Yojana List 2025

The dream of owning a home is one of the most cherished goals for every Indian family.

To make this dream come true for millions, the Government of India launched the Pradhan Mantri Awas Yojana (PMAY) in 2015, with the ambitious goal of providing “Housing for All by 2025.”

As we step into 2025, the government has released the latest PMAY beneficiary list, bringing hope to countless families eagerly waiting for their names to appear.

Whether you live in a rural village or an urban area, this scheme offers affordable housing support for everyone meeting the eligibility criteria.

Let’s dive deep into what the PM Awas Yojana 2025 is all about, who is eligible, how to apply, and most importantly—how you can check if your name appears in the new list.

🏡 What is Pradhan Mantri Awas Yojana (PMAY)?

The PM Awas Yojana (PMAY) is a central government housing scheme that aims to provide affordable housing to the economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG) in both urban and rural areas.

The scheme is broadly divided into two major parts:

PMAY Urban (PMAY-U):
Focused on urban poor, including slum dwellers, who live in towns and cities.
PMAY Gramin (PMAY-G):
Designed for families living in rural areas, especially those who don’t own a pucca (permanent) house.

Both components of PMAY offer financial assistance, subsidized loans, and direct housing support to help people build, buy, or renovate their homes.

✅ Key Features of PM Awas Yojana 2025:

Here are the standout features of the PMAY 2025 scheme:

Interest Subsidy:
Up to 6.5% subsidy on home loan interest rates for eligible categories under the Credit Linked Subsidy Scheme (CLSS).
Affordable Housing:
Encouragement to both government and private developers to build affordable housing units across India.
Eco-Friendly Construction:
The scheme promotes green and sustainable construction technologies.
Direct Transfer of Funds:
For PMAY-Gramin beneficiaries, financial assistance is directly transferred to their bank accounts in phases, ensuring transparency.
Focus on Women Empowerment:
Female ownership or co-ownership of the property is encouraged. In many cases, mandatory for certain categories.
Increased Carpet Area:
Over the years, the carpet area limit for MIG categories has been increased, making larger houses eligible for subsidy benefits.

👨‍👩‍👧‍👦 Who Can Apply? (Eligibility Criteria for PMAY 2025)

Before applying, it’s essential to understand if you fit the eligibility bracket.

For PMAY-Urban (PMAY-U):

Economically Weaker Section (EWS):
Annual income up to ₹3 lakh.
Lower Income Group (LIG):
Income between ₹3 lakh to ₹6 lakh.
Middle Income Group-I (MIG-I):
Income between ₹6 lakh to ₹12 lakh.
Middle Income Group-II (MIG-II):
Income between ₹12 lakh to ₹18 lakh.

Other General Conditions for Urban Applicants:

You should not own a pucca house anywhere in India.
You should not have availed benefits from any other government housing scheme.
A valid Aadhaar number is mandatory.

For PMAY-Gramin (PMAY-G):

The beneficiary must be from a rural household.
Should not already own a pucca house.
Belong to socio-economically weaker sections like SC/ST, Minorities, and other marginalized groups.
Selection is done based on the Socio-Economic and Caste Census (SECC) 2011 data.

📝 Application Process for PMAY 2025:

Applying for PMAY is simple and can be done online or offline.

For Urban Applicants (PMAY-U):

Visit: https://pmaymis.gov.in
Click on “Citizen Assessment”.
Choose the appropriate category:
- Slum dwellers
- Benefits under other 3 components (ISSR, CLSS, AHP, BLC)
Enter Aadhaar number and personal details.
Submit the application online.

For Rural Applicants (PMAY-G):

Visit: https://pmayg.nic.in
Use your Registration Number to check your eligibility and application status.
You can also apply through Common Service Centres (CSCs) in your locality.

Required Documents:

Aadhaar Card
Income proof / income certificate
Bank account details
Address proof
Property ownership documents (if applicable)
Category certificate (for SC/ST/OBC/EWS applicants)

📅 PMAY List 2025: How to Check Your Name Online?

The most awaited part for most people—checking the PMAY List 2025!

For PMAY Urban:

Visit: https://pmaymis.gov.in
Click on “Search Beneficiary”.
Enter your name (minimum first three letters) or Aadhaar number.
The system will display whether your name appears on the list.

For PMAY Gramin:

Visit: https://pmayg.nic.in/netiay/Benificiary.aspx
Enter your PMAY registration number.
If you don’t have the registration number, use the “Advanced Search” feature by entering your State, District, Block, and Panchayat details.

📈 PMAY 2025 Progress: State-Wise Highlights

Here’s a quick look at how different states have performed under PMAY so far (approximate figures based on available data):

State	Houses Sanctioned	Houses Completed
Uttar Pradesh	15.7 lakh+	Around 4 lakh
Maharashtra	11.7 lakh+	Around 2.7 lakh
Madhya Pradesh	7.8 lakh+	3+ lakh
Andhra Pradesh	20 lakh+	Around 3 lakh
Tamil Nadu	7.6 lakh+	2.9 lakh+
Gujarat	6.4 lakh+	3.7 lakh+
Rajasthan	2 lakh+	76,000+
West Bengal	4 lakh+	1.8 lakh+

(Note: Figures are rounded for simplicity. Please refer to the official PMAY website for the most updated state-wise data.)

🏗️ Implementation Approach: Four Major Components of PMAY-Urban

In-situ Slum Redevelopment (ISSR):
Uses existing land for redevelopment of slums.
Credit Linked Subsidy Scheme (CLSS):
Offers interest subsidy for new home loans.
Affordable Housing in Partnership (AHP):
Promotes affordable housing projects with private or public sector involvement.
Beneficiary-led Individual House Construction (BLC):
Supports individual families who want to construct or enhance their own home.

🎯 Benefits of PMAY 2025:

Reduction in loan EMIs due to interest subsidy.
Priority to women applicants.
Promotion of green housing technologies.
Supports both first-time homeowners and self-construction projects.
Boost to real estate and construction employment in India.

📢 Important Deadlines for 2025:

Last date for fresh applications (Urban CLSS component): Likely to be announced soon for the final phase.
Completion deadline for ongoing projects (Urban): December 2025 (as per latest government extension).
Gramin target completion: By the end of 2025.

Note: Always cross-check with official notifications for the latest deadlines.

✅ Final Thoughts: Don’t Miss Out!

If you belong to the eligible category and haven’t applied yet, now is the time. The government has emphasized that this is likely the final phase under the PMAY initiative for the current Housing for All mission timeline.

For those already applied—check your name in the 2025 PMAY List using the official links. If your name appears, follow up quickly for fund disbursement and document verification.

Having your own home is no longer a distant dream—PMAY 2025 is your opportunity to make it a reality.